USAA Collections (Portfolio recovery?) Contacted
USAA Collections (Portfolio recovery?) Contacted me again and I offered $4k on a 24.5K debt 8 ,months old. they countered with 6100. Should I hold out for my 4K? I really want it as low as possible due to other debts that I am trying to settle. (all or nothing) They state it will be "settled in Full" thats where I don't don't know how to protect myself from future collections!