in debt over 80000 what should I do?
I\'m in deep debt and need to figure out what to do and whom to trust.
My income is much lower the past three years than I have had in a long time. I believe my CC debt is over 80,000 and that\'s more than I made the past two years,
I have only missed a couple of payments and believe my credit score has fallen below 700. I don\'t want to get calls to my house about late payments. What can I do to lower my payments and the crazy interest rates my CC companies are asking for?