Can someone find out about Global Acceptance Credit Company

35 Answers

Reuben and lcky  --  are both employee's of this company !

 

Another person on here also made a comment about paying. I'm telling everyone here and now ,

 

check with your states time limit on statute of limitations on debt. It is the amout of years that a collector can legally collect a debt by suing you in court. After the statute of limitations for you state has passed the collector can NOT sue you in court to collect the debt. They can only ask you politely to pay it. The FDCPA  ( federal fair debt collection parctices act )  { google it } will explain how to stop the collector from calling you. Sending a letter telling them to stop all contact with you, neighbors, family, at work, etc. Send the letter by  U.S. Mail, certified with return receipt requested.

Keep a copy of all such letters sent with the postal receipt attached. that way you have proof they received the letter(s)

Never admit you owe anything !  Refer to the debt as alleged  debt !

NEVER pay by bank electronic payment or personalk check or credit card !  THEY WILL SUCK YOUR ACCOUNT FRY !   If you do decide to make apyment arrangements get all agreements in writing !. Make  ALL and I mena ALL payments by  U.S. Postal Money Order only. keeping all receipts. They will try to bully you into paying by electronic check by phone or credit card.

Only pay using  U.S. Postal Money Order  !!  NO EXCEPTIONS !

 

Never agree to anything over the phone, if you decide to agree to a settlement, do it in writing and make them put the agreement in writing and send it to you by U.S. Mail only !

Do not make agreements by  e-mail.  U.S. Mail only!!!!

If the debt is past your states statute of limitations, you should think before you make any agreement or payment. Call an attorney's office and get a consultation. Usually most attorney's will

have a free consultation,  at no charge. Also, after 7 years, by federal law says they can not report the debt to your credit report ( unless you have made some type payment to the account , then they can , the 7 year limit on reporting starts over)

WARNING:  ALL COLLECTION AGENCIES LIE  !!!!!!!!!!!!

REPEAT, ALL COLLECTION AGENCIES LIE !!


Reuben and lcky  --  are both employee's of this company !

 

Another person on here also made a comment about paying. I'm telling everyone here and now ,

 

check with your states time limit on statute of limitations on debt. It is the amout of years that a collector can legally collect a debt by suing you in court. After the statute of limitations for you state has passed the collector can NOT sue you in court to collect the debt. They can only ask you politely to pay it. The FDCPA  ( federal fair debt collection parctices act )  { google it } will explain how to stop the collector from calling you. Sending a letter telling them to stop all contact with you, neighbors, family, at work, etc. Send the letter by  U.S. Mail, certified with return receipt requested.

Keep a copy of all such letters sent with the postal receipt attached. that way you have proof they received the letter(s)

Never admit you owe anything !  Refer to the debt as alleged  debt !

NEVER pay by bank electronic payment or personalk check or credit card !  THEY WILL SUCK YOUR ACCOUNT FRY !   If you do decide to make apyment arrangements get all agreements in writing !. Make  ALL and I mena ALL payments by  U.S. Postal Money Order only. keeping all receipts. They will try to bully you into paying by electronic check by phone or credit card.

Only pay using  U.S. Postal Money Order  !!  NO EXCEPTIONS !

 

Never agree to anything over the phone, if you decide to agree to a settlement, do it in writing and make them put the agreement in writing and send it to you by U.S. Mail only !

Do not make agreements by  e-mail.  U.S. Mail only!!!!

If the debt is past your states statute of limitations, you should think before you make any agreement or payment. Call an attorney's office and get a consultation. Usually most attorney's will

have a free consultation,  at no charge. Also, after 7 years, by federal law says they can not report the debt to your credit report ( unless you have made some type payment to the account , then they can , the 7 year limit on reporting starts over)

WARNING:  ALL COLLECTION AGENCIES LIE  !!!!!!!!!!!!

REPEAT, ALL COLLECTION AGENCIES LIE !!


Global Acceptace, as well as any other company, will have some collections reps that have no clue on what they're doing, and violate the hell out of several FDCPA laws. Not all wiill be that way though. I was contacted by a rep who was following up on a settlement letter that was mailed to me. I didn't get back to them in time, so it had expired. When the rep contacted me, they made the offer to me again, but I had advised them, that I would need to receive it in writing before I paid anything. There was a small miscommunication on getting the letter out to me, but they did agree to honor the original letter/offer that was made to me. Once I received the e-mail, I agreed to make the one time payment, and the settlement will be reported as paid in full. I called back after payment cleared, to follow up, and received e-mail indicating that I have a zero balance. Nobody has been rude with me, and as long as collectors talk to me with courtesy, I have no problem doing what we can do to get a matter (that we all know that we owe) taken care of


They call all the time completely rude threatning me I never answer anymore


These people are annoying! Some lady just called me and told me that i was lying about an account that i dont even owe and then she hung up the phone. So rude!


ok look here before not paying!!!
call your school or whoever the original debt was with and ask them if they gave your debt to global acceptance.... i had to cll my old school and find out wehat all this was. apparently my school had sent then some of the tuition debt that i owed to global acceptance. so global acceptance is real you should definalty pay. They affect your credit score

 


ok look here before not paying!!!
call your school or whoever the original debt was with and ask them if they gave your debt to global acceptance.... i had to cll my old school and find out wehat all this was. apparently my school had sent then some of the tuition debt that i owed to global acceptance. so global acceptance is real you should definalty pay. They affect your credit score

 


These people are very rude. I just talked to a lady named Art. She kept asking me to varify my ss number. I told her I wasn\'t giving my ss number the call was ended.


These people are very rude. I just talked to a lady named Art. She kept asking me to varify my ss number. I told her I wasn\'t giving my ss number the call was ended.


I just got a call from a man stating that he was from Global Acceptance. He was immediately defensive so I told him I didn\'t like his tone of voice and hung up. The call lasted all of 10 seconds. These ppl need to realize that having an attitude will get them no where. Especially when you\'re asking ppl to pay a debt during the holidays. They won\'t get a dime from me....


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