Niagara Credit Solutions : Anyone heard of them?

Received collection letter from Niagara Credit Solutions, Inc.. Anyone heard of them? They are the 4th CA to have account. so far no validation from any.

12 Answers

i just want to let everyone know that this is the worse company i had ever had to deal with. they are so dishonest and lairs. i feel that one of the requiriments to work for this company is to be dishones, liar, disrespecfull, etc. i recomend if you can avoid talking to them or making any aggreement with them please do it, but if you have no choice please record every conversation you have with them, and report them to the Better Business Burau if they don comply with any type of agreement you have with them. they will lay to you or anyone to take your money and no comply with you agreement, please be really careful with this people they are the worse


These frauds are trying to collect on a debt that has been paid in full. They even called my eldely parents to harrass them into paying. NOW...when the *** call..I blow a loud whistle into the phone.


These guys are rude as xxxx. They keep calling me demanding money, on an account I have already paid off years ago. This *** cunt named *** is rude, and needs to be fired.

I know I paid this shit off, and they "say" they mailed papers to me, but I have gotten nothing. These clowns are probably a fraud, and are trying to get money out of people.

 

 

No need for profanity.  ~OG


Thanks Unclewulf. Humm..one would think it would be easy to do since WWAP claims BoA is their client and its a substantual amount. Must be BS. Guess BoA has cut their losses and didn't provide squat but the amount, my name & wrong address. This CA still has the wrong address. The last one I asked them to use my PO Box because of the mail issues. BoA always had the correct address, not this other CAs are using. Niagara CS is bonded in TX as of 10/16/7.


Thank you for the info. I will send them out tomorrow. I need to check if they can collect in TX. WWAP is not on the list. Previous CA was but I never heard from them since sending the DV.


I sent DV letter to last one and now another CA has it for WWAP. They claim BoA is their client.


TX. In Aug. 2006. Their client is Worldwide Asset Purchasing II/West Asset Management, Inc. Yes BoA. Tried to pay them directly but BoA has no account on file with my inforamtion.


OK, it's in statute. SoL in TX runs 4 years.

If BofA no longer has any record of the account, then it's 99% likely that the account was sold. That also jibes with their listing Worldwide/West as the creditor.

I'm not familiar with Worldwide, but West is scum. They are known to play fast and loose with the rules. Send A DV letter to both Niagara and Worldwide / West. DVing Niagara should hopefully keep them outta your hair until they produce validation. DVing Worldwide / West should keep them from pulling the account from Niagara and farming it out to another agency. Don't hold your breath waiting for validation, blue's not your color. I'd about bet that they can't validate. Otherwise, one of the previous agencies would have by now.

Wulfisms: my blog

The four 'no's of dealing with collectors:
No validation? No payment. No way! No kidding!!

Tellin' you all the zomby troof
Here I'm is, the zomby woof
[Frank Zappa, 1988 - R.I.P.">

Also... Who is the creditor? Do you know who actually owns the account?

Wulfisms: my blog

The four 'no's of dealing with collectors:
No validation? No payment. No way! No kidding!!

Tellin' you all the zomby troof
Here I'm is, the zomby woof
[Frank Zappa, 1988 - R.I.P.">

What state do you live in, and when was the last time you made a charge or payment on the account?

Wulfisms: my blog

The four 'no's of dealing with collectors:
No validation? No payment. No way! No kidding!!

Tellin' you all the zomby troof
Here I'm is, the zomby woof
[Frank Zappa, 1988 - R.I.P.">

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