can i do my own credit repaur

can i do my own credit repaur

4 Answers

Another option will be to pay off the debts as early as possible. Follow a budget to save money. Use the money to make payments on your debts. The sooner you pay offf the debts, the better. When you have paid off all your debts, you should request your creditors to update the status of the accounts as "Paid in Full" or "Paid as Agreed".

Yes, you can do credit repair yourself. You need to make payments on time because late payments hurt your credit score by 35%. You also need to review your credit report on a regular basis. If you find any discrepancy or inaccurate information on your credit report, you may inform it to the credit bureau via certified mail with a return receipt request.

First of all, you'll need to have a clear understanding of your current financial obligations. You must prepare a list of all your regular monthly expenses. Now, you should be able to identify expenses that you may actually do without each month, and remove those expenses from your list. This might help you prepare a budget that allows you to save more out of your income. Then it will be easy for you to explain your current financial situation to your counselor while negotiating for a repayment plan. Once he's able to get a clearer picture, it will be even easier for you to achieve a repayment plan as per your own terms. can do your own credit repair. The first thing you should do is look at your CR. See what debts are on there, look at te \'fall off\' dates off the debts, and see if there are any errors on your CR\'s. I know there are so-called \'credit repair companies\' out there. However....alot of them you will pay fees for and whatever other money they come up with. If you do it yourself, you don\'t pay anyone. There are alot of experts, on this Forum, to help and direct you on how to start. Hang in there!!

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