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Payday loan consolidation and help

Installment Loans in South Carolina

I found out yesterday that Plain Green Loans is not a licensed lender in South Carolina. I recently took out a loan with them. Am I obligated to pay?? I've had several loans in the past with them that I paid off so I definitely paid interest to them.

Also, I have 3 other loans with lenders that ARE licensed in my state. Rise Credit, Netcredit, and Opp Loans. Does this mean I am obligated to pay them plus their outlandish interest?

Asked on Fri, 10/05/2018 - 17:07
Ki Wi
4 Answers

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Answered on Mon, 11/04/2019 - 00:42
tyws50615

Yup, if your total loan amount is $2200 including the new loan $500, then you have to pay them only $168.

It's Tiara
Answered on Tue, 10/09/2018 - 19:46
tiarajoseph11

Plain Green Loans is tribal. Doesn't this mean they aren't subject to state laws though? I already asked them to revoke my ACH payments. I've gotten several loans with them totaling $2200 and i've paid them $2032. This leaves a principal balance of $168. Do I only have to pay the $168? My new loan is $500 but in my total loans with them since May, the principal amount is $2200 and like I said, i've paid them $2032.

Answered on Fri, 10/05/2018 - 20:39
Ki Wi

You're obligated to pay the principal amount. You don't need to pay interest to them.

In case of legal payday lenders, you can negotiate with them to settle your debts.

Answered on Fri, 10/05/2018 - 18:01
David Martin

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