I was contacted 2 days ago by a man saying he was

I was contacted 2 days ago by a man saying he was going to be serving me with papers for writing a bad check in Ohio and defrauding a company. He gave me a number to call, which I did. The lady told me I had taken out a payday loan at Check Advance in 2005. She then asked me if I had been served with papers yet. She said if I hadn't I could set up payment arrangement. She said if it went to court it would cost $1700. But if I made arrangements I would be paying off $400. And if I wanted to pay right then they would take $188 as payment in full. I'm very confused as I was led to believe I will be prosecuted. Any advice as to what I should do? Thank you in advance for your help.

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