I took out a pay day loan store (in Illinois) for

I took out a pay day loan store (in Illinois) for $5,000 for a friend on the account that she was willing to pay the loan back. She hasnt made any payments yet and pls keep calling me and saying that they will work with me; however I explained to them that Im no longer working and cant make any payments. I also let them know about my friend that I took the loan out for and they were trying to work with me. I wanted to know what steps can I take to get them to stop harassing me and can they take my income tax when I file next year? This is a head ache I go to bed with every nite. Im so worried and really wish I had the money to take my friend to court. This is a lot of $ owe to pls. Please help...

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