I have many outstanding payday loans out and have
I have many outstanding payday loans out and have defaulted about a month ago when my finances crumbled beyond help. At this time my Bank of America account (2 checkings) are a combined $1600 overdrawn from multiple attempts at debit and fees. I am in California and have loans out with zip19, mypaydayadvance, unitedcashloans, checkngo, cashnetusa, discountadvances, Ameriloan.
On a couple of the loans I paid a couple rollover finance debit only before I defaulted. I just set up a 3 payment arrangement with cashnetusa as they seem legal based on small finance charge. and hoping check n go will make arrangement. But are these companies legal in California. What should I do to help my banking situation. I do not have funds to cover this. Should I dispute debits and hope for relief on the fees. These places have me stressing out with harassing calls and relentless rejected debits that I cant pay.
I appreciate any help!