I have a PDL with Tior Capital and I am starting t

I have a PDL with Tior Capital and I am starting to get threatening phone calls from World Group Mediation stating that if I do not pay $710.00 for a $300.00 loan I will be arrested and charged with check fraud and placed in jail. They told me that if I pay today with a credit card all charges will be dropped if not than they will see me in court I will have to put the $710.00 plus $2500.00 fraud charge, attorney fees and closing cost the total amount would be over $7500.00 plus 3-5 years in jail I live in NJ please help

7 Answers

I got a threating call last night from these people. They said I took out a PDL in 2008 which I have no knowlege of. They could not tell me my full SSN, where I live or my full driver license number. I told them to mail me the paperwork and I would have my attorney look into it. They said there next stop was to garnish my wages. How can they garnish my wages, without being able to provide me any documentation that I took out this loan? I live in Ohio and this lady would not let me talk. Everytime I tried she came back even stronger. Lisa Adams at 513-725-1301 is all the information I have on her. Who knows if that is even her real name. She said they needed payment today for $590.16 otherwise I would have to pay back $2,650.00. I offered a check to see what she would say and she said they needed my bank card and if I paid with a bank card today they would take $150.00 off of my debt. I told her once she provides me with proof that I took out that loan, I would not pay. She got more rude and hung up.


BS! BS! BS! THESE PEOPLE CALLED MY JOB, I CALLED BACK TWICE AND EACH TIME WAS A DIFFERENT NAME, " ALTERNATIVE DISPUTE RESOLUTIONS AND THE POPULAR STATEWIDE".GOOGLE THE NUMBER AND THERE'S YOUR PROOF. WHEN I FINISHED WITH THEM, THEY HUNG UP ON ME. ANYONE THAT BRINGS MISERY TO OTHER PEOPLE DON'T WANT TO HEAR ABOUT WHAT GOD WILL DO TO THEM IF THEY DON'T STOP. I'LL COME FOR YOU MOTHER IF I HAVE TO. SPEAK MAFIA LANGUAGE TO THEM, THEY'LL BACK OFF!!


Thank you everyone for your help in this matter.


This is completely a scam. What they are saying is BS. You won't go to the jail. You won't have to pay fraud charge. Just check out this link to know how to deal with them. 

http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallende...


Debts are civil, not a criminal offense. So you can never get arrested because of non-payment of debt. Moreover your lender is illegal. Illegal lender won’t be able to take any legal action against you. You can get rid of the debt by paying back only the principal amount. Close your bank account asap to stop unauthorized withdrawal.


Unless you repay the principal balance on time, you won't get rid of all the harassing debt collection calls. Therefore, try your best to take certain steps to eliminate your debts as soon as possible.


Payday lending is prohibited in NJ. The payday lender won't be able to take any legal actions against you as they are not licensed to operate in your state. They are only trying to scare you so that you start making the payments. You should only pay them the principal amount and get rid of the debts.


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