Email from NorthCash
I got an email today about my outstanding loan with NorthCash. I borrowed $600 from them (they are not registered with my state, I checked the state's business directory) but they want over $800. I made one payment of $160 and then I tried to get them on a debt counseling program with many others.
But, life kept getting in the way and other things had to be paid first and this creditor kept getting pushed back. When I got things a little settled, I tried putting them on a program again. They refused.
Today, I received the email telling me that they have reported my delinquency to the credit agencies and they want the full balance straight away. I am slowly making payments to other accounts (I have paid three off and should have two more paid in two months) and I have no money to spare for this company as my rent is going up next month by $100.
What should I do about this creditor?