Elastic / Republic Bank in Washington State

I received a line of Credit from Elastic. The debt showing when I could no longer make the large payments was about $1,999. I had ACH revoked and have not made payments for a while. They are now saying I owe around $2500. Is this a legal company in my state (Washington)? I know we have laws here stating the we cannot receive payday loans over $700 but am not sure what my options here are. I am afraid to call them because I know they want way more up front or monthly than I have to pay. I am willing to pay something like $50 per month but do not think they will accept that. Please advise. Thank you!

3 Answers

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I believe they are legal in Washington. They serve credit lines in 40 states including yours.
You can contact a debt management company for settling your debts. Check online and read reviews about that company before enrolling.
Keep patience and clearly understand the repayment plans,


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If the lender is illegal, then they can't force you to pay the interest. Just pay the principal.


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