Me and my husband have several small loans from lo
Me and my husband have several small loans from local loan companies. We would like to get one loan and pay off everything so we would only have one payment a month. Unfortunately we can't find a lender. Our bank says our debt to income is too high. We can afford all our payments but it has us living paycheck to paycheck. Our monthly payments on loans alone total to be around $1,000. our total monthly income is around $2,300 together. We are spending half our income on loans. Do you know of a place that would give us a loan to pay off all the others?