I am in the process of considering a chapter 7 ban

I am in the process of considering a chapter 7 bankruptcy due to a divorce. I've pulled my credit report and see there are several credit card accounts that are deliquent. I appear to be listed as an authorized user. Can I be sued or put into collections for these accounts as an Authorized user? I live in the state of Pa.

1 Answers

If the debts are not paid off on time, then the creditor can take legal actions against you. However, as you're filing Chapter 7, you will be able to include all those accounts in your bankruptcy filing and get a discharge from them.


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