where can I learn how to negotiate my own debt?

where can I learn how to negotiate my own debt?

5 Answers

Hey, you may read through the following article to know how you can negotitate with the creditors/collection agencies on your own  

http://www.debtconsolidationcare.com/steps.html


I agree with my previous posters. You may check this link to know how to deal with your creditors on your own: http://www.debtconsolidationcare.com/diy/


Yes, apart from going through the above pages, you should also know the ways in which you can negotiate your debt with your creditors. You have to calculate the debt amount, determine the amount that you'll be able to pay back, write a hardship letter to the creditor, tell him about your financial hardship and then try to make him agree to your negotiated amount. As soon as he does, you should start making the monthly payments on time to become debt free. :)


Hi shjefferson

You can check out the given page in order to find out the different ways to negotiate with your lenders/creditors regarding your debts:  http://www.debtconsolidationcare.com/ .

Thanks

As I'm not a lawyer, I believe that "A lean compromise is better than a fat lawsuit". :)

Read this and the main forum.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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