what percentage of the total amount due to a colle

what percentage of the total amount due to a collection agency do you offer to settle via a pay to delete offer? IF I supposedly owed a company 1000 dollars, how much do I offer for the pay in the pay to delete letter?

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Pay for delete does not work these days. Most of the creditors/CAs don't agree for a pay for delete nowadays. Anyway, you may try for it. It will be best if you can repay the total outstanding balance. Otherwise, you can make a settlement offer between 40%-60%.


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As far as I know, the amount till which you can request the collection agency to settle the debts depend on the terms of the collection agency and your affordability. It also depends on your negotiation ability.


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These are relatively small debtrs.....you will need to call and ask them .Your phone bills can probably be settle for about 60% off.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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Type of Debt Creditor Age of Acct. Date of Payment Amount Claimed
Medical ASH Sunbelt 05/01/08 Never $411
Dish Net CBE Group 02/15/10 Never $491
utility bill Online Coll 08/01/10 Never $321
T-Mobil Superior Asst 10/01/10 Never $757
UnKnown West asset 07/16/07 Never $421

 


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We need more information...type of debt, creditor, age of account, date of last payment

 

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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