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- By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
- Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
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You can use a debt relief company for your credit cards but not for your student loans.
Do you owe federal or private loans? If federal, have you deferred them?
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SOAPLADY
Consolidating your debt is certainly a good option as you don't need to pay for the late fees and interests. You may try to work that out with your creditors on your own. Alternatively, you may seek the help of a debt relief service as Anna rightly suggested. But remember that it's only possible when you're working and no longer need to use your unemployment cards.
anonymous
You can consolidate your credit cards as well as your school loans. You can contact your individual creditors on your own and try to negotiate with them so that they consolidate the debts for you. You may even take the help of a professional debt relief company in order to settle your credit card debts.
Anna Sweeting
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