what are the parameters required for approval of a credit card application?

Before application of a particular credit card , is there any way to know if my credit card application would be approved , if so , then what are the parameters required for approval of a credit card application?

2 Answers

Some of the parameters are - your credit history, income, debts. etc.


Ever creditor has their own set of qualifiers.  However you need to be current on accounts for a major bank credit card.  Sub prime cards have lower qualifiers but you end up paying for it with higher interest rates.

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http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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