should on file bankrupcty or go to a debit relief

should on file bankrupcty or go to a debit relief program. I owe 30,000 in credit card debit debt program offered me to pay 527.00 month fo 42 months to get all settled . Not sure if this a great thing to do. I lost my job company went out of business i receive unemployment and my husband works but we got behind about 3 months on credit cards now can't catch up. Please help

3 Answers

If you can't afford to pay $527, then go for bankruptcy. Can you afford a bankruptcy attorney? Bankruptcy is quite costly my dear friend.


Will really put us right at the limit and if I don.t get a job before unemployment runs out the answer is no.


Can you afford the $527 per month?  What are you job prospects?

Make an appointment with an bankruptcy attorney and talk with them.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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