should I and can I get a debt consolidation loan?

I have several small accounts in collections and a medium amount car loan, what is the best type of debt consolidation? and, with bad credit, can I even get a loan?

4 Answers

You won't get a loan. Talk with your lender and try to set up a payment plan with him. 


Debt consolidation is possible only for the unsecured loan. Car loan is a secured loan. Moreover if you have bad credit, then no financial institution will give you a loan. So it’s better to take help from your friends and family members. I hope they will help you in your financial crisis.

 


No, as you won't get debt consolidation loan with poor creidt, you have to pull out your finances or take loans from your friends or family members.


you wont get one.  Lenders are not lending to people with bad credit.  

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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