recently,paid off a car loan and a student loan.

recently,paid off a car loan and a student loan. Unfourtunately I still have some smaller bills totaling appprox. 10,000. or less should I take a low consoidation loan or a personal loan

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No need to take out a personal or debt consolidation loan for this. Try to work out a repayment plan with your creditors. You can even enroll into a DMP to pay off your unsecured debts.


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Unless you have collateral, you wont get a loan for that much...lenders are just not lending out that type of money unsecured.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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