payday loan help

I talked to one of my payday loan lenders and they are tellling me i owe oover $100 than i show plus i asked them to mail me the breakdown of my payments and they said only by email and i told them by mail only and they said this was the end of this conversation and hung up on me. What should i do now?

5 Answers

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Since the lender is illegal, so you are required to pay back only the principal amount. Close your bank account immediately to stop unauthorized withdrawal. Ask them for the refund, if you have paid them more than principal. Look at this page to know how to tackle illegal lenders:
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallende...
 


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Payday one is illegal. 


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Seema to be an illegal lender. Is this company legal in your state? Check the state pdl laws. 


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Missouri....PayDay One


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Why not by email???  Email is a valid as mail nowadays.

What state do you live in and who do you owe?

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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