my girlfriend got a loan from djr group llc for 25

my girlfriend got a loan from djr group llc for 250.00 they started taking 75 .00 a wek from her checking acct sometimes twice in one week we called there telling us it was a payment for the loan anyway almost 500 dollars later she gets a letter from a different agency saying now she owes 400.00 for the same 250.00 loan then i talked to them and said can we pay the 250 in installments or make some kind of arrangement they said its now 400.00 and you gotta pay it now i said what about the 75 you were taking out they said it wasnt them that was other company what shoud i do now

6 Answers

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DEAR DIANA ITS HAPPENING TO ME AS WELL,I PAID ONE COMPANY NOW THREE OTHER ARE CONTACTING ME ITS A SCAMMMM DONT PAY UNTIL U SEE COURT PAPERS


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I did not authorize the djr group to deposit money into my account and they did any ways. I closed out the account and about a year or so later was contacted by a third party about the money I owed. I made a settlement for a set amount and thought that was the end of it. About a week ago I was contacted by a different company who said djr was looking for there money back because they have yet to receive any payments. I told this company that I had already paid back DJR about a year and a half prior. They said without anyproof they will pursue legal matters to get the money. Please, does anyone know what I should do? Is this a scam, I am afraid that I got scammed a year ago.


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I received a loan from DJR group and I did not know just by putting your initials you are accepting the loan. They told me I only have to make 4 payments to clear the loan so my question is have anyone just made the payments they spoke of and was done with them?


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You haven’t mentioned the name of your girlfriend’s state. So it’s very difficult to say whether or not the pdl company is licensed. If not, then she will be liable only for the borrowed amount. Tell her to close the bank account to stop unauthorized withdrawal. Ask them for the refund, if she has overpaid them.


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Find out if this company is legal in the state in which the loan has originated. If the company is illegal, then your girl friend only has to pay back the principal amount. Tell her to check the state pdl laws too.  


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What state does she live in??

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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