midland funding couldnot validate a credit card de

midland funding couldnot validate a credit card debt, so they had to remove it from my credit report, now they has put in for a civil sue on me and I have thirty days to reply to yhe court. what can I do.

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You must send them letters requesting them to validate the debt. Once they send you that letter giving you the around. Call you them everyday and ask when are they going to meet the request. On day four they will not even talk to you. They'll ask you your and ssn or cc number. Once they find out it's you calling again they will just hang up. This is how you will know that they gave up and removed the item from your credit file.

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