if that would create any problem

I have borrowed my friends debit card and he has shared the pin number with me. Please let me know if that would create any problem if I do any transaction from any merchandise.

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You can use the card. However, make sure you don't misuse it. Your friend has shared the PIN as he trusts you. Do not take undue advantage of it.

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Not if you have your friend's permission to use the card.

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