i want to pay off my credit cards but i'm afraid m

i want to pay off my credit cards but i'm afraid my credit isn't great. my credit cards amount to $13000. I have a good income. what should i do?

1 Answers

Are these current accounts or collection accounts?

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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