i only have one credit card but i do have medical

i only have one credit card but i do have medical bills. and bank loans. but im scared that im gonna loose my home. i am behind and they just doubled my payment. i just dont know what to do. plus my medical bills are going up due to open heart surgery. please help

4 Answers

Have you pledged your home as collateral against the loan? If yes, then the bank can foreclose your home. Talk with the hospital authority. Request them to reduce the bill amount.


Credit counseling or consolidation doesn't seem like a good idea, given the dire financial condition of the poster. Looks like bankruptcy is the only really valid option.


You may try to consolidate your debts on your own. If it seems difficult to consolidate yourself, then you may enroll in a debt consolidation program to replace your multiple bills into a single monthly payment.


Talk to a bankruptcy attorney....

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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