i live in kentucky i got a phone call about a payd

i live in kentucky i got a phone call about a payday loan on the internet they said they file a civl suit in court for 700.00 that they would stop this if i made payment arragerments so i did not thinking about am i in the wrong can i stop this or what

2 Answers

Contact with Kentucky Office of Financial Institutions to know whether or not your lender is licensed in your state. If not, then they won’t be able to take any legal action against you. If they are licensed, then you will be accountable for both the principal and interest. In such a case licensed lender can file a lawsuit against you because of non-payment of debt. So I think it would be better for you to contact with the licensed lender and try to set up a payment arrangement with them.


What is the the name of the pdl company? Have you really taken out a pdl from them? If you have really taken out a loan from a legal pdl company and you're delinquent on it, then it is wise to make a payment arrangement. 


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