i have a old account dated 1/2005 when it was open

i have a old account dated 1/2005 when it was open, on what time should it be removed

4 Answers

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The above posters are right. Give us more information to get a right answer from us.


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When was the last payment made - the exact date and which is the state you are in? What type of debt is this? All of these information is necessary to let you know when this debt is going to get removed from your credit report. 


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When did you make the last payment. The negative item will appear on your credit report for 7 years from the date of first default.  


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What type of account?  When was the date of your last payment?

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