i am a stay at home mom. So I have no income. I re

i am a stay at home mom. So I have no income. I received where I can get a loan, if I can get this loan I will be able to pay our debt off. We are around 7000. in debt. If I can this all paid off we would be alot less tight here each month. I would have one payment to the loan. My question is that I am not able to get the loan with out working am I? Thank you for your help!

3 Answers

You spouse will need to take out the loan since you have no income.  Or maybe instead of taking out a loan, you could get a night/weekend job to pay off your debts.  Let your husband look after the kids.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

Lenders check the income, credit score, credit record, etc. of the potential borrowers before lending money. They are here for business. They don't like to lend money to risky borrowers. There is high chance that the lender may reject your loan application. Can you take out a loan from your friend or a relative? If you can ask somebody to co-sign for the loan, then the lender may agree to lend money.


It is correct that you won't be able to get a loan if you don't have a job. If you could show some kind of income, it will be easier for you to get a loan.


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