how to respond to a layers debt validation notice

how to respond to a layers debt validation notice for a overdue charge card bill

2 Answers

If a collection agency has sent you a debt validation notice regarding a debt, then you should read through it minutely. Check whether or not it is a proper debt validation letter. Find out whether or not the CA is licensed in your state. If it is a proper DV letter and the CA is legal in your state, then you should try to repay the bill fully. Ask them to update the account status as "paid in full" after the bill has been fully repaid.

Your query is not clear to me. It is you who can send a debt validation letter to CA and ask them to validate the debt. A lawyer won't be sending you a debt validation notice. 

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