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- By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
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What state do you live in??? That is what determines garnishment laws.
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html
SOAPLADY
Hi bucc,
In order to garnish your checks, the creditors/collection agencies will have to file a lawsuit against you and get a judgment regarding the same. Unless they get a judgment, they won't be able to garnish your checks. Normally creditors/collection agencies may take steps to garnish your wages when you're more than 3-4 months late on your payments.
Take care.
savion.parker
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