how can i meet these payday loans when they're eat

how can i meet these payday loans when they're eating me alive? i'm now three months behind on car payments,and same on 1 of 3 payday loans

3 Answers

I agree with my previous posters. If the lenders are licensed and you can’t afford to payback the debts in full, then you may enroll in a payday loan debt consolidation program. This program will help you to replace your multiple bills into a single monthly payment. Otherwise if they are not licensed, then you can get rid of the debts by paying them only the principal amount. Illegal lenders can’t take any legal action against you. Close your bank account asap to stop unauthorized withdrawal. Ask them for the refund, if you have paid them more than the principal.

Can you please tell us the name of the pdl companies? We will dig out the info and tell you whether or not they are legal. If they are legal, they can go for payday loan debt settlement program and pay off the debts.

If the pdl companies are illegal, the check out the following page:

Hi James,

You haven't mentioned your state. As a result, it's difficult to let you know whether or not your payday lenders are licensed to operate in your state. Nevertheless, you can check out the given page in order to find out the state laws regarding payday loans: (you can select your state from the dropdown to know the laws).

If you find that your payday lenders are not licensed to operate in your state, then you should pay them only the principal balance and get rid of the debt. You shouldn't pay them anything else. However, if you find that they are legal in your state, then you will have to pay them the dues in full. In such a sitution, you can go for the option of debt consolidation and get rid of your debts.

Take care.

As I'm not a lawyer, I believe that "A lean compromise is better than a fat lawsuit". :)

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