how can I challenge them

My credit card company has charged my annual fees for my lifetime free credit card. They are telling that their policy has changed and they do not issue any lifetime free credit card. Please let me know how can I challenge them, as they did not have this policy at time of issuing me the credit card?

2 Answers

Request the credit card company to reduce the annual fees. On the other hand shop around over the Internet and find out the cards charging lower annual fees and interest rates. There are plenty of credit card companies. You can easily switch to a company offering better deal to you.


Unfortunatly credit card issuers can change the terms anytime they wish.  Close the account with them if they will not waive the fee.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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