hello i have just gotten a letter from RJM Acquist

hello i have just gotten a letter from RJM Acquistions LLC. about a overdrawn bank checking account from Pittsburg PA. which i would be fine paying if i had ever been there in my life i have lived in only 3 states LA - 2 years after birth, TN - 18 years, WA - 4-5 years. so i was trying to find out what i should do i have never had to deal with anything like this before and so any help would be great THX ahead of time for reading and taking your time :)

2 Answers

Check your credit report and find out if the item has been listed on your credit report. Send a debt validation letter in writing to them. If they fail to send you a debt validation letter to you, then send a Cease and Desist letter via certified mail to them. If you don't owe the debt, you don't need to pay any money to them.

RJM Acquisitions LLC is a debt collection company. You should ask them to validate the debt. Unless they validate the debt, you won't be liable for paying them anything. I think, they are trying to scam you and get payments for a debt that you do not owe.

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