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* Disclosures:
- By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
- Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
- Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
- Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
- The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
Opting for debt consolidation may not affect your credit score. However, if you're late on your payments and if the creditor has reported that to the credit bureaus, then it may affect your credit score. You can check out the given page to know more: http://www.debtconsolidationcare.com/program.html .
Anna Sweeting
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