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- By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
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What? Are you crazy? You used your credit cards to update your home?
How much do you owe? You have 2 options. Either you can settle it or you can file bankruptcy. But I would suggest you to file bankruptcy only if your credit card debt amount is too high.
SC
Your credit score will play a big role to qualify for options like balance transfers or personal loan offers.
If you have a credit score above 600, you can easily qualify for a personal loan at a lower interest rate than your credit card debt. If you have a score above 700, you could also qualify for 0% balance transfer offers.
tiarajoseph11
If you are earning well, then take out a personal loan to pay off the entire debt.
sanderspatricia29
You can opt for professional help or make a plan to repay the credit card debt on your own. Plan a budget, save a decent amount and repay the debt. You can also negotiate a payment plan with the creditor.
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Good Nelly
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