can a collection agenices freezze your checking ac

can a collection agenices freezze your checking acct or garnish you if u are making payments to them every month

3 Answers

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If you are making the required payments on time, then the collection agencies are less likely to sue you. Lawsuits are pretty expensive. Why should they file a lawsuit (and spend extra money) against you when they are getting the payments on time?

 


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In order to freeze yoru account or garnish you, they would have to get a judgment thru the courts first.  If they sued you and you didnt get a contingency judgment that allows you to make payments without further actions, then yes, they can do it.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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In order to freeze yoru account or garnish you, they would have to get a judgment thru the courts first.  If they sued you and you didnt get a contingency judgment that allows you to make payments without further actions, then yes, they can do it.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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