can I settle debt for less if there is a judgement

can I settle debt for less if there is a judgement already issued by court without my knowledge as I moved to new address and the debts are more than three years.

3 Answers

You're saying that judgment has already been issued against you. Has the lender already started garnishing your wages? Has the lender imposed a lien upon your property.


File a motion to vacate if you were not served properly.


If you were not served, you can motion the court to have the judgment set aside for lack of service.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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