Would I have any chance trying to offer an amount?

I have a four wheeler that has been charged off some time ago, how can I get the title to it? Do I need to sell it to pay the debit that still shows? Would I have any chance trying to offer an amount for the four wheeler to end the debit?

2 Answers

Since it is secured debt, you will need to pay it off in full to get the title. You would have to call and ask the finance company if they would take less than the full balance.

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You can get possession of the title by paying off the debt you owe to the original creditor. The account has probably gone into collections. You can try and settle the account with your creditor, there might still be a chance.


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