Will my boyfriend have to get into debt for improving credit score?
My boyfriend wants to improve his credit score desperately. His credit score is in 500s. He has been advised to take out a credit card. But we are confused regarding the type of credit cards. Should he take out a secured credit card or an unsecured one? Should we open the accounts in our names? Isn’t it strange that my boyfriend will have to get into debt for increasing his credit score?