Which is better to start credit?

Which is better to start credit, applying for a credit card or applying for a line of credit with a bank?

2 Answers

Apply for a credit card with low credit limit. You can also opt for prepaid credit card.


Start small with a credit card.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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