Which SOL period to follow?

3 Answers

The reporting is still 7 years, regardless of the state.  You may have a problem as it will still be on your credit.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

The SOL of the California state will apply. How much is the deficit balance?


I think you should follow California’s SOL period i.e 4 years, since you bought the car from there. As the SOL period has expired, so you can buy the house without any hesitation. Car Company won’t be able to take any legal action against you.


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What is the sum of 4 and 7


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