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What's the most recommended bank or credit union t

What's the most recommended bank or credit union to go to for a debt consolidation loan? Looking for the lowest interest rate possible.

Asked on Tue, 08/16/2011 - 20:58
anonymous
3 Answers

Banks/Financial institutions will charge lowest interest on the debt consolidation loans on the 2 circumstances:

1. You have a decent credit score

2. You can pledge a security against the loan

You may also check out the following link to get a list of debt relief companies:

http://www.debtconsolidationcare.com/companies/usa-listing/


http://www.facebook.com/?ref=home#!/profile.php?id=100002227460566
Answered on Wed, 08/17/2011 - 10:56
Good Nelly

Hi,

What state do you live in?  I am in KY. and Members Heritage Federal Credit Union is REALLY GOOD!  One of my scores is really low right now let's just say between 500 - 550 and I got a debt consolidation loan with them.  High finance rate but I recieved over $2,300.00, to pay off everything w/out a co-signer.  You must become a member however, and I have been a member for some time now, at least 2 years.

 

Good Luck!

Answered on Tue, 08/16/2011 - 21:59
anonymous

You are not likely to get a debt consolidation loan...lenders are just not lending unsecured funds.

What is your credit like?  Do you own a home?  Is a HELOC possible??

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html
Answered on Tue, 08/16/2011 - 21:41
SOAPLADY

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