What state do you live in? I am in KY. and Members Heritage Federal Credit Union is REALLY GOOD! One of my scores is really low right now let's just say between 500 - 550 and I got a debt consolidation loan with them. High finance rate but I recieved over $2,300.00, to pay off everything w/out a co-signer. You must become a member however, and I have been a member for some time now, at least 2 years.
Banks/Financial institutions will charge lowest interest on the debt consolidation loans on the 2 circumstances:
1. You have a decent credit score
2. You can pledge a security against the loan
You may also check out the following link to get a list of debt relief companies:
http://www.debtconsolidationcare.com/companies/usa-listing/
http://www.facebook.com/?ref=home#!/profile.php?id=100002227460566
Good Nelly
Hi,
What state do you live in? I am in KY. and Members Heritage Federal Credit Union is REALLY GOOD! One of my scores is really low right now let's just say between 500 - 550 and I got a debt consolidation loan with them. High finance rate but I recieved over $2,300.00, to pay off everything w/out a co-signer. You must become a member however, and I have been a member for some time now, at least 2 years.
Good Luck!
anonymous
You are not likely to get a debt consolidation loan...lenders are just not lending unsecured funds.
What is your credit like? Do you own a home? Is a HELOC possible??
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html
SOAPLADY
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