What should you do about charged off debt? I tried

What should you do about charged off debt? I tried to file bankrupt and the attorney unfortunately for me didn't properly guide me in any payment arrangements so when I went court the judge dismiss the case. The majority of the debt indicates that it has been charge off.

3 Answers

You can contact with your creditors and negotiate with them. You may try to consolidate the debts with them. If it seems difficult to negotiate yourself, then you may enroll in a debt consolidation program. Check out the given page, I hope it will help you in this regard:
http://www.debtconsolidationcare.com/program.html
 


If it is an unsecured debt, then you can contact the CA/creditor and try to settle the debt. If you make a good settlement offer, then the CA/creditor is most likely to accept it. Once you have settled the debt, check your credit report to find out if the account status has been updated correctly.

Good luck!


Did you file chapter 13?  Have you filed a complaint about this attorney???

 

How old is this charged off debt?  What type of debt?

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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