I lost my job and could not pay credit cards. I try to get hardship but no takers. I stopped paying and communication with them. I was recently sued by law firm representing Discover and did a settlement with them. I ran my credit report. Three are listed as Charged Off including the one I just settled. I have one other with Discover that is not Charged Off. I have not been contacted on any of these others yet though they may have attempted but my address and phone has since changed.
I have ability to get a little bit of money for settlements. I\'m not sure what to do next as far as should I call, if so who first. Will calling bring them after me more than if I had waited? I just really want to get started on getting these behind me and move forward.