What is the best solution for debt in your opinion

What is the best solution for debt in your opinion?
I have more money going out than I have comming in right now, when I get paid (twice a month) usually within a week I'm broke again. I have credit card debt, a house payment, truck payment, loan payments and all the other misc. bills and I'm in way over my head. What should I do?

2 Answers

You need to control your overspending habits. Otherwise, you will never be able to get out of debt. Create a budget and start following it. You can use the community's personal budgeting application for this purpose. This will help you track your income and expenses, and also find out the areas where you need to cut down your expenses.

Go through the following page to know how you can get out of debts:

http://www.debtconsolidationcare.com/getoutofdebt.html


Learning to live within your budget is the first step.  Stop using credit , start paying everything with cash.  You didnt dig this ditch overnight so you cannot expect it to disappear quickly.  Look at working a second job.  Lower cable down to basic.  Pack lunches and beverages to take to work, no eating out. Coupons!  Use em and save a ton.  Start knocking out your smaller bills first and then apply those payments to to the bigger ones.  It takes discipline. I never carry cash...everything is done on my debit card so I can monitor my spending.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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