We hit a bad spell a couple of years ago, and I ma

We hit a bad spell a couple of years ago, and I made a conscience decision to not pay our credit cards. I stopped paying them between November 2009 and June 2010. I live in MS, is it true that I can no longer be sued or have a judgement against me, after a 3 yr SOL?

2 Answers

Yes, what Soaplady has said is correct. But, the item will be there on your credit report for 7 years.


Correct.  However they can attempt to sue you....you would have to come back at them with the defense that the debt was time barred and out of SOL>

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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