We are looking to consoladate our credit cards int
We are looking to consoladate our credit cards into one payment. We are not struggling to pay credit card bills (Total 15k), but would like them wrapped up in one loan. The problem is we found out that our credit score is 610(wife) and 565 (mine). Do you think any financial company will offer unsecured loan with those scores. Our house was hit by the real estate downgrade so we only have approx 10k equity in home. Any suggestions?