We are currently $40,000 in debt. My husband was o

We are currently $40,000 in debt. My husband was out of work for 9 months and has recently gotten a job making about 30% less. I contacted Chase for 2 of our cards and they tell me we have the lowest interest rate they can give me 9.34%. They recommended I talk with a credit councler and they suggest I just continue doing what we are doing but I see us going under if something does not give. We have not been late on any bills but we are barely able to but groceries.

2 Answers

You may listen to the advice given by Chase. Go to a credit counselor. He will help you in handling your debts.


Please list your lenders, balances due, minimum payments and interest rates for each card.  Also, how much can you comfortably afford to pay monthly toward your debt?

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